Whilst many people's solution to debt is to ignore it, or do something as extreme as pack their stuff into boxes and look for shipping to Australia in order to start a new life, these are not really the best answers! Financial debt, like any other problems, should be addressed and the best solution found.
Credit card debt is perhaps the nastiest of all. The interest rate repayments can be quite high if it is only the monthly minimums that are repaid, and what was a 1000 pound debt can quickly escalate out of control and turn into a three thousand pound debt.
If you find yourself in the position of not being able to repay a credit card because of a change in personal circumstances, then it is important to contact the credit card company straight away. Remember, you are not the first person in this situation, and you certainly won't be the last!
The company should be able to offer you a way to repay which becomes practical for you whilst at the same time still remaining profitable for them – Like casino's, credit card companies always win!
If you have other debts as well, it may be possible to amalgamate them all into one lump sum, and then repay a single company by monthly instalments. Many people now offer this option, and it can be a way of reducing and paying off debt quickly.